Emma’s ex-husband gave their two twenty-something sons a $30,000 down payment. She thinks that was a big mistake. Four years ago, at the age of 24, Jonas Knight decided to buy his first house. Prices had been shooting up in his home town of Maple Ridge, a suburb of Vancouver, and he felt that if he didn’t get in the market soon, he never would. Problem was, like many young Canadians, he couldn’t... 

Some stores make it a chore to return unwanted items, while others roll out the red carpet. These retailers make returns and exchanges a breeze. Chapters/Indigo: Bought a book you don’t like? If it’s a novel designated by Indigo CEO Heather Reisman as a “guaranteed read,” you can return your purchase in any condition with a receipt for a full refund. Costco: Technically, this big box retailer’s... 

When exchange-traded funds were first introduced more than a decade ago, they were designed to simply track the major stock indexes. Fast-forward 10 years and the ETF landscape is decidedly different. These days investors are no longer confined to using broad-market index funds. Now you can employ a variety of short- and long-term strategies using a huge array of ETFs covering everything from... 

When Karen Somerville and her husband Alan Greenberg showed up for the pre-delivery inspection of their brand new luxury home in Ottawa they were horrified. Electricians, drywallers, plumbers and a variety of other tradespeople were still busy constructing their home and, despite assurances from the builder, the couple seriously doubted their $443,000 new build would be ready for possession in...