Do you religiously follow your car’s service manual? Here’s some good news: sometimes you don’t have to. When you buy a new car, you’ll typically get two different service manuals, one from the dealer and one from the manufacturer. “The dealers make money on frequent visits, so their manual tries to get you to do as much maintenance as possible,” says Kirk Robinson of Robinson Automotive.... 

Many jewellers allow you to ‘upgrade’ your diamond for a new and bigger one. But make sure you get a fair price. When your fiancé first proposed, you were happy to take what you could get. After all, the poor guy was just starting out. So you squinted at the speck of diamond in your ring and told him it was the most beautiful thing you’ve ever seen. But now that he’s got a decent job,... 

Not in California, perhaps. But here in Canada, where your car will be assaulted by gravel, ice and salt? You bet. Rust. It’s a four-letter word that can wreak havoc on a car—and your wallet. So wouldn’t it make sense to pay for some extra protection? If you lived in California, like Dan Edmunds, director of vehicle testing at Edmunds.com, he’d tell you after-market rust protection is a waste... 

What’s the biggest financial issue you face when choosing a gym? Whether you’ll actually go. Here’s how to find a club you’ll love. Alexandra MacQueen easily lifts 40,000 to 50,000 pounds per week. She calls it her “completely average mid-40s female who loves weight-lifting” routine. Not even a torn knee ligament prevented this working mom from working out. Alexandra is dedicated—which...