If there are mistakes on your driving record, your insurance premiums can soar. In the last five years, did you get three speeding tickets or four? If the Ministry of Transportation has the wrong answer in their files, it could be costing you big bucks on your auto insurance. Just like with your credit score, it pays to make sure the official record is correct. In this case, you can easily verify... 

Do you religiously follow your car’s service manual? Here’s some good news: sometimes you don’t have to. When you buy a new car, you’ll typically get two different service manuals, one from the dealer and one from the manufacturer. “The dealers make money on frequent visits, so their manual tries to get you to do as much maintenance as possible,” says Kirk Robinson of Robinson Automotive....