When to invest in a syndicated mortgage

Pooling your money to buy into a syndicated mortgage is a risky investment Q: I’m a long-time MoneySense reader, and find your investment/financial advice and articles always very useful. I’m in my late 30’s, have an owner-occupied triplex, a cash reserve, and a good portfolio of ETF’s. I’m concerned about the potential overvaluation in the stock…

Secrets of the rich: Keep more of what’s yours

Believe it or not, the top 10% of tax filers by income pay just 16% in taxes. Do they know something you don’t? Yes! To reduce your taxes—and increase your in-pocket earnings—consider these three strategies. Strategy #1: Split your taxes Chad DeGraff, a 39-year-old securities lawyer in Toronto, recently figured out a way to save…

Active managers fare better in bear market

Active managers fare better in bear market

According to the recently released Russell Active Manager report, 65% of large cap Canadian equity active managers beat the benchmark during the extreme volatility of the third quarter of 2008. According to the report, this is the highest rate of outperformance since the first quarter of 2007, with the number of active managers beating the…