I live in a town-house and I am about to purchase a detached house. I currently have enough life insurance to cover my townhouse mortgage, but this new home purchase will increase the amount I owe. My bank is recommending mortgage life insurance. Should I take out a policy? Mortgage life insurance is designed to pay off the rest of your mortgage in the event that you or your spouse die with... 

If there are mistakes on your driving record, your insurance premiums can soar. In the last five years, did you get three speeding tickets or four? If the Ministry of Transportation has the wrong answer in their files, it could be costing you big bucks on your auto insurance. Just like with your credit score, it pays to make sure the official record is correct. In this case, you can easily verify... 

ASK MONEYSENSE: I live in a town-house and I am about to purchase a detached house. I currently have enough life insurance to cover my townhouse mortgage, but this new home purchase will increase the amount I owe. My bank is recommending mortgage life insurance. Should I take out a policy? Michelle Imbeau, Port Moody, B.C. Mortgage life insurance is designed to pay off the rest of your mortgage... 

Six short feet. That’s how close Bruce Ritchie came to dying one October morning two years ago. Bruce and his wife Marilyn had arrived at their daughter’s Georgetown, Ont., house in the wee hours of the morning, after a frantic call from their son-in-law, Pete. Their very pregnant daughter Allison had gone into labour and she and Pete needed someone to look after their sleeping first-born son,...