RKHomeowner Blog
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Guide to Stores with the Best Return Policies in Canada
Here are stores in Canada with the best return policies (and some of the stores with the worst return policies).
Best Canadian credit cards 2020
There are so many rankings, and lists that finding the best credit card in 2020 can be overwhelming. To help, here is a sortable spreadsheet
Borrow to invest in RRSP? Here’s the formula
It can make a lot of sense to borrow to boost your Registered Retirement Savings Plan contributions (RRSP) but only if you can minimize the
Make a home
Can I get mortgage insurance if I’m on long-term disability?
Wants to protect her future self Q: I just went on long-term disability but I’m worried. I didn’t get mortgage insurance, can I still get
Going FSBO isn’t exactly free
But how much cheaper is it than the $39K if you go with a realtor? The hot real estate markets in some of Canada’s largest
Is it the right time to buy a house? Yes. If you have answers
The practical answer has little to do with mortgage rates or housing prices Housing market is tough to get into—prices are high, but interest rates
Make Money
Sell your home faster using keywords
Using these search terms could result in twice as many inquiries Selling your home? Then you’re probably scouring the internet looking for tips on how
How to tell the taxman you’re selling your home
How do you declare your principal residence exemption? Q: My husband and I just sold our family home. We have two young children and won’t be purchasing
Selling your home for more using the 3D rule
Declutter, depersonalize and design your way to a higher home sale price Decluttering with the 3D rule (Getty Images / Image Source) Are you searching
Save Money
Use the principal residence exemption to save on taxes
When you own multiple properties there are strategies to help save on capital gains taxes What if you and your spouse got married only to
Can you avoid capital gains tax?
Your home can be an effective tax shelter, but other forms of real estate can attract capital gains taxes. Here’s what you need to know
Avoiding capital gains tax on a condo sale
Depending on the assessed value, you could avoid paying tax even if you realize a profit Q: I purchased a condo in 2005 for $212,000.
Spend Money
Guide to Stores with the Best Return Policies in Canada
Here are stores in Canada with the best return policies (and some of the stores with the worst return policies).
Best Canadian credit cards 2020
There are so many rankings, and lists that finding the best credit card in 2020 can be overwhelming. To help, here is a sortable spreadsheet
When diamonds aren’t forever
Many jewellers allow you to ‘upgrade’ your diamond for a new and bigger one. But make sure you get a fair price. When your fiancé
Invest Money
Borrow to invest in RRSP? Here’s the formula
It can make a lot of sense to borrow to boost your Registered Retirement Savings Plan contributions (RRSP) but only if you can minimize the
Should I invest in crowdfunded real estate?
You eliminate the rent cheques, but that doesn’t mean it’s a hassle-free investment Q: I’ve seen a lot of press lately on crowdfunded real estate investments.
What buyers can learn from the Urbancorp collapse
4 rules that help reduce the risks that come with buying a pre-construction condo or home (Getty Images / Ron Chapple) No one would blame
Lifestyle
Drake’s moving home!
Drake’s plans for a Bridle Path mansion were just approved by Toronto’s Committee of Adjustments There’s been a lot of promises about Americans moving to
How much does a 1996 house cost today?
Higher home prices and lower interest rates lead us to wonder—has housing affordability actually changed? Housing prices are much higher today, but interest rates are
Some good news for lazy car owners
Do you religiously follow your car’s service manual? Here’s some good news: sometimes you don’t have to. When you buy a new car, you’ll typically