Years ago, it was difficult to find personal finance blogs that addressed the financial component of homeownership. Owning property was either an investment — and a mathematical decision — or a home, and this ignored the economic value of a principal residence. For a variety of reasons (including the disappearance of the defined pension plan, the emergence of the gig economy, and the drive to find hidden value in new asset classes), the Canadian home eventually took on a new and larger role in the household investment strategy. RKHomeowner began as a way to help navigate the budgeting, saving, investing, and financial aspects of homeownership (and building a life in Canada). These days personal finance content includes investing information, savings tips, homeownership insights, and general wellness tips!
If you want to stay up-to-date, please subscribe to my monthly newsletter.
RKHomeowner: Latest Blog Posts & Research
Aggressive strategies are not always detrimental when constructing an investment portfolio. The key is to assess your risk tolerance.
By following these tips, you can create an organized and functional system for your books + find creative ways to reuse purged books.
Buying a home isn’t about finances but the desire for stability. Here are the top 10 reasons.
Investing time and effort in researching flooring materials and costs will save you from making costly mistakes.
Use these six steps and this benchmark house-flipping formula to increase your home reno business profits
To avoid tax evasion related to cryptocurrency investments, along with penalties and fees, here are some basic details on crypto and taxes.
The capital gains plus 1 rule helps property owners shelter more of the profit earned on a property sale.
Using a capital gains tax calculator is helpful but it’s only an estimate.
The estate is required to pay capital gains tax but the beneficiary must complete the requirement.
Based on a scan of Canadian court cases, using CANLII, there are several reasons why Canadian taxpayers end up in court with the Canada Revenue Agency (CRA) for tax-related offences…