Years ago, it was difficult to find personal finance blogs that addressed the financial component of homeownership. Owning property was either an investment — and a mathematical decision — or a home, and this ignored the economic value of a principal residence. For a variety of reasons (including the disappearance of the defined pension plan, the emergence of the gig economy, and the drive to find hidden value in new asset classes), the Canadian home eventually took on a new and larger role in the household investment strategy. RKHomeowner began as a way to help navigate the budgeting, saving, investing, and financial aspects of homeownership (and building a life in Canada). These days personal finance content includes investing information, savings tips, homeownership insights, and general wellness tips!
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RKHomeowner: Latest Blog Posts & Research
When you own multiple properties there are strategies to help save on capital gains taxes What if you and your spouse got married only to find out that your careers…
Drake’s plans for a Bridle Path mansion were just approved by Toronto’s Committee of Adjustments There’s been a lot of promises about Americans moving to Canada (mostly in retaliation should Donald Trump…
Higher home prices and lower interest rates lead us to wonder—has housing affordability actually changed? Housing prices are much higher today, but interest rates are significantly lower. So, has housing…
4 rules that help reduce the risks that come with buying a pre-construction condo or home (Getty Images / Ron Chapple) No one would blame you if you had a…
Make a few simple changes to spread seeds better Planning a few changes to your garden this year? Then consider helping pollinators, such as bees, hummingbirds, moths and butterflies. With…
Your home can be an effective tax shelter, but other forms of real estate can attract capital gains taxes. Here’s what you need to know
Start by decluttering and downsizing Want to make your child’s room look its best? Arrange My Space host, Barbara Brock, offers tips on how to cage the clutter and bring…
Despite the proliferation of information regarding mortgages, there’s still a lot of confusion about what’s the best deal. Today we’ll examine whether or not a fixed or a variable rate…
There are legal ways to avoid paying capital gains tax
Pooling your money to buy into a syndicated mortgage is a risky investment Q: I’m a long-time MoneySense reader, and find your investment/financial advice and articles always very useful. I’m in…